Navigating New York State’s Treatment of Certificates of Insurance

Can a certificate of insurance convey coverage under the New York state law? The answer depends on the venue in which coverage is sought. This question often arises when an agreement between a property owner and a contractor includes an insuring clause, requiring the contractor (and its subcontractors) to provide insurance to the owner by way of the owner being named as an “additional insured” on the contractor’s insurance policy. Read the full article here.